Best Cd Rates January 2024. Despite drops in recent months, certificate of deposit rates remain high. Banks with the top cds are offering annual percentage yields, or apys, of up to 5.55%.
Compare the best cd rates today, drawn from our research on about 280 banks and credit unions that offer cds nationwide. Right now, the best cd rate is 5.65% apy.
Bankrate Compares Thousands Of Financial Institutions To Make It Easy For You To Apply For The Best Certificate Of Deposit.
Keep reading to compare the best cd rates, get answers to your top cd questions, and find out which top cds are our favorites.
Despite Drops In Recent Months, Certificate Of Deposit Rates Remain High.
In early 2024, experts predict cd rates will be on par with current rates.
We Evaluated Cd Rates From More Than 50 Banks, Credit Unions And Financial.
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Updated Thu, May 2 2024
However, cd rates are likely to drop in 2024 when the federal reserve starts cutting rates.
In Early 2024, Experts Predict Cd Rates Will Be On Par With Current Rates.
The best credit union cd rates are higher than the national average cd rates and are competitive with traditional banks.